Neither an institutional nor hard-money lender, Lone Oak has built a reputation for unparalleled service and efficiency. Borrowers view Lone Oak’s bridge as a necessary and fair opportunity cost… essential to moving deals forward.

Second trust deed lenders have discovered that by piggybacking on Lone Oak, they are able to obtain greater leverage for their clients by blending their higher rates with Lone Oak’s low rates to create attractive financing packages.

As a private, exempt offering, supported by the financial strength of its members, which includes hundreds of high-net-worth individuals, institutions and pension funds, Lone Oak has become one of the largest bridge lenders in California with 2008 anticipated loan volume of $225 million.

Because borrowers deal directly with the Loan Committee paperwork is minimal. Without the time-consuming application process and no requirement for appraisals or tax returns, loans can close within a few days.

In addition to loans on conventional real estate, Lone Oak makes loans on specialty properties such as medical facilities, unoccupied buildings, mobile home parks, churches, schools and restaurants, as well as on subdivisions, multiple properties and condominium conversions requiring reconveyances.