First Trust Deeds only..

Commercial, industrial, apartments, residential, churches, schools, special purpose property and entitled and zoned land.

California only.

Typically $1,000,000 to $15,000,000.

8.9% to 9.9%, interest only, based on the quality of the property, location of the property, credit worthiness of the borrower and amount or size of the loan.

Fixed for the first 12 months; Rates for terms in excess of 12 months are prime based.

Lone Oak determines the amount the origination fees based on the quality of the property, location of the property, credit worthiness of the borrower and the amount or size of the loan.

From 30 days up to 12 months with 6 month extensions, up to an additional 12 months.

Up to 60% on improved property and 50% on entitled urban lots. Third party junior financing can be arranged for up to 70%

Not required, though helpful if available.

Not required.

One week or less.

Standard third party costs such as title and escrow. No legal or junk fees.