Lone Oak Fund

The Broker’s Lender

Over $2.5 Billion Funded

Who We Are

Lone Oak Fund, LLC is a direct private money lender with over $500,000,000 in capital, founded by experienced real estate developers and supported by the financial strength of over 900 members. Since its inception in 2003, Lone Oak Fund has focused on short term bridge loans, secured only by first trust deeds on California real estate. By maintaining a specialized niche and preserving the integrity upon which it was founded, Lone Oak Fund has established a reputation for being reliable, efficient, and fair. With the increasing demand for private money, Lone Oak Fund has grown to be one of the largest private bridge lenders in California, funding over $2.5 Billion in first trust deed loans to date.

Lending Parameters

INTEREST RATES7.90% – 9.90% interest only
LOAN TO VALUEUp to 60% LTV
LOAN AMOUNTS$250,000 – $25,000,000
ORIGINATION FEE1.0 – 2.0 points, depending on the length of the term
EVALUATION/
PROCESSING FEE
$350 – $1,000, depending on property type and location
LOAN MATURITIES3 to 24 months, no prepayment penalty, extensions available
LOCATIONCalifornia Only
TYPES OF LOANSAcquisition, Refinance and Cash-Out
TYPES OF PROPERTIESNon-owner occupied residential, multifamily, retail, office, industrial, vacant buildings and entitled land
LIEN POSITIONFirst Trust Deeds Only
PERSONAL GUARANTYNot Required
PREPAYMENT PENALTYNone

CONTACTS

FOUNDERS

INVESTOR RELATIONS

MARKETING • ADVERTISING • EVENTS

ACCOUNTING

OPERATIONS

LOAN DEPARTMENT

RECENT TRANSACTIONS